Corridor GBP → USD · British pound to US dollar
What does it cost to send British pounds to United States?
On 16 October 2026, the most a recipient in United States got for 1,000 GBP was 1,328.31 USD via Moneygram: a true cost of 2.43 GBP (0.24%) including fee and rate markup. The last of 13 quotes cost 5.38%.
Transfer cost receipt · GBP → USD
Most to the recipient: Moneygram transfer service 2d old
- You send
- 1,000.00 GBP
- Upfront fee
- 0.00 GBP
- Amount converted
- 1,000.00 GBP
- Rate given
- 1.3283
- Mid-market when quoted
- 1.3316
- Exchange-rate markup inside the rate
- 2.43 GBP 0.24%
- True total cost
- 2.43 GBP 0.24%
- Recipient gets
- 1,328.31 USD
Picking the last quote in this ledger (PayPal) instead would leave the recipient 68.41 USD short.
Snapshot indicative quotes retrieved 16 Oct 2026, 17:03 UTC. Quote collected 14 Oct 2026, 17:16 UTC. Source: Wise public comparison data.
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Every quote for 1,000 GBP → USD
Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Moneygramservice 2d old | 0.00 GBP | 0.24% | 2.43 GBP | 0.24% | 1,328.31 USD | best |
| 2. Instaremservice | 0.00 GBP | 0.45% | 4.54 GBP | 0.45% | 1,325.51 USD | −2.80 USD |
| 3. Wiseservice | 4.60 GBP | 0.00% | 4.60 GBP | 0.46% | 1,325.38 USD | −2.93 USD |
| 4. Remitlyservice | 1.99 GBP | 1.68% | 18.80 GBP | 1.88% | 1,306.52 USD | −21.79 USD |
| 5. RBSbank | 0.00 GBP | 2.19% | 21.89 GBP | 2.19% | 1,302.40 USD | −25.91 USD |
| 6. NatWestbank | 0.00 GBP | 2.19% | 21.89 GBP | 2.19% | 1,302.40 USD | −25.91 USD |
| 7. OFXservice | 7.00 GBP | 1.68% | 23.72 GBP | 2.37% | 1,299.96 USD | −28.35 USD |
| 8. Western Unionservice | 2.49 GBP | 2.47% | 27.17 GBP | 2.72% | 1,295.37 USD | −32.94 USD |
| 9. Nationwidebank | 15.00 GBP | 1.56% | 30.36 GBP | 3.04% | 1,291.12 USD | −37.19 USD |
| 10. Monesebank | 30.00 GBP | 0.07% | 30.69 GBP | 3.07% | 1,290.68 USD | −37.63 USD |
| 11. Xoomservice | 1.99 GBP | 3.55% | 37.40 GBP | 3.74% | 1,281.75 USD | −46.56 USD |
| 12. Skrillservice | 0.00 GBP | 4.79% | 47.90 GBP | 4.79% | 1,267.77 USD | −60.54 USD |
| 13. PayPalservice | 2.99 GBP | 5.10% | 53.81 GBP | 5.38% | 1,259.90 USD | −68.41 USD |
| Set aside, not ranked (5): see methodology | ||||||
| HSBCcollected 73 h before retrieval | 0.00 GBP | 0.65% | — | — | 1,322.96 USD | — |
| WorldRemitcollected 73 h before retrieval | 1.99 GBP | 1.29% | — | — | 1,311.70 USD | — |
| Barclayscollected 78 h before retrieval | 0.00 GBP | 2.72% | — | — | 1,295.39 USD | — |
| Lloydscollected 76 h before retrieval | 9.50 GBP | 3.57% | — | — | 1,271.80 USD | — |
| Santander UKcollected 77 h before retrieval | 25.00 GBP | 3.36% | — | — | 1,254.64 USD | — |
Does the cheapest option change with the amount?
| You send | Most to recipient | Best cost | Worst cost | Recipient gets (best) | Gap best vs worst | Quotes |
|---|---|---|---|---|---|---|
| 200 GBP | Moneygram | 0.24% | 8.94% | 265.66 USD | 23.17 USD | 13 |
| 1,000 GBP | Moneygram | 0.24% | 5.38% | 1,328.31 USD | 68.41 USD | 13 |
| 5,000 GBP | Moneygram | 0.24% | 5.15% | 6,641.55 USD | 326.93 USD | 13 |
What the GBP → USD numbers show
- Moneygram delivered the most at every snapshot amount (200.00 GBP, 1,000.00 GBP, 5,000.00 GBP).
- At 200.00 GBP, true cost ranged from 0.24% (Moneygram) to 8.94% (Nationwide); the recipient would get 23.17 USD less with the last quote than with the first.
- Banks listed for this corridor averaged 2.62% in true cost at 1,000.00 GBP, against 2.45% for non-bank transfer services; on average 63% of the banks' cost sat inside the exchange rate rather than in a stated fee.
- 3 of 13 quotes at 1,000.00 GBP charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
How does the quoted mid-market rate compare with the ECB reference?
The European Central Bank reference rate for GBP/USD on 16 October 2026 was 1.3335. The mid-market rate implied by the top quote at its collection time was 1.3316, a difference of −0.15%. ECB rates are published once per working day around 16:00 CET, so they drift from live market rates during the day; RateRunner uses them only as a cross-check, never to rank providers.
Every quote for 200 GBP → USD
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Moneygramservice 2d old | 0.00 GBP | 0.24% | 0.49 GBP | 0.24% | 265.66 USD | best |
| 2. Instaremservice | 0.00 GBP | 0.63% | 1.27 GBP | 0.63% | 264.62 USD | −1.04 USD |
| 3. Wiseservice | 1.72 GBP | 0.00% | 1.72 GBP | 0.86% | 263.96 USD | −1.70 USD |
| 4. RBSbank | 0.00 GBP | 2.19% | 4.38 GBP | 2.19% | 260.48 USD | −5.18 USD |
| 5. NatWestbank | 0.00 GBP | 2.19% | 4.38 GBP | 2.19% | 260.48 USD | −5.18 USD |
| 6. Remitlyservice | 1.99 GBP | 1.68% | 5.32 GBP | 2.66% | 259.22 USD | −6.44 USD |
| 7. Monesebank | 6.00 GBP | 0.07% | 6.14 GBP | 3.07% | 258.14 USD | −7.52 USD |
| 8. Western Unionservice | 2.49 GBP | 2.47% | 7.38 GBP | 3.69% | 256.49 USD | −9.17 USD |
| 9. Skrillservice | 0.00 GBP | 4.79% | 9.58 GBP | 4.79% | 253.55 USD | −12.11 USD |
| 10. OFXservice | 7.00 GBP | 1.68% | 10.25 GBP | 5.13% | 252.66 USD | −13.00 USD |
| 11. PayPalservice | 2.99 GBP | 5.10% | 13.03 GBP | 6.52% | 248.96 USD | −16.70 USD |
| 12. Xoomservice | 1.99 GBP | 5.74% | 13.36 GBP | 6.68% | 248.52 USD | −17.14 USD |
| 13. Nationwidebank | 15.00 GBP | 1.56% | 17.89 GBP | 8.94% | 242.49 USD | −23.17 USD |
| Set aside, not ranked (5): see methodology | ||||||
| HSBCcollected 73 h before retrieval | 0.00 GBP | 0.65% | — | — | 264.59 USD | — |
| WorldRemitcollected 73 h before retrieval | 1.99 GBP | 1.29% | — | — | 260.25 USD | — |
| Barclayscollected 78 h before retrieval | 0.00 GBP | 2.72% | — | — | 259.08 USD | — |
| Lloydscollected 76 h before retrieval | 9.50 GBP | 3.57% | — | — | 244.60 USD | — |
| Santander UKcollected 77 h before retrieval | 25.00 GBP | 3.36% | — | — | 225.19 USD | — |
Every quote for 5,000 GBP → USD
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Moneygramservice 2d old | 0.00 GBP | 0.24% | 12.16 GBP | 0.24% | 6,641.55 USD | best |
| 2. Wiseservice | 18.94 GBP | 0.00% | 18.94 GBP | 0.38% | 6,631.04 USD | −10.51 USD |
| 3. Instaremservice | 0.00 GBP | 0.41% | 20.44 GBP | 0.41% | 6,630.53 USD | −11.02 USD |
| 4. OFXservice | 0.00 GBP | 0.75% | 37.70 GBP | 0.75% | 6,607.55 USD | −34.00 USD |
| 5. Remitlyservice | 1.99 GBP | 1.68% | 86.17 GBP | 1.72% | 6,543.01 USD | −98.54 USD |
| 6. Nationwidebank | 15.00 GBP | 1.56% | 92.75 GBP | 1.85% | 6,534.25 USD | −107.30 USD |
| 7. RBSbank | 0.00 GBP | 2.19% | 109.45 GBP | 2.19% | 6,512.01 USD | −129.54 USD |
| 8. NatWestbank | 0.00 GBP | 2.19% | 109.45 GBP | 2.19% | 6,512.01 USD | −129.54 USD |
| 9. Xoomservice | 0.00 GBP | 2.38% | 119.14 GBP | 2.38% | 6,499.11 USD | −142.44 USD |
| 10. Western Unionservice | 2.49 GBP | 2.47% | 126.15 GBP | 2.52% | 6,489.78 USD | −151.77 USD |
| 11. Monesebank | 150.00 GBP | 0.07% | 153.46 GBP | 3.07% | 6,453.41 USD | −188.14 USD |
| 12. Skrillservice | 0.00 GBP | 4.79% | 239.51 GBP | 4.79% | 6,338.84 USD | −302.71 USD |
| 13. PayPalservice | 2.99 GBP | 5.10% | 257.69 GBP | 5.15% | 6,314.62 USD | −326.93 USD |
| Set aside, not ranked (4): see methodology | ||||||
| HSBCcollected 73 h before retrieval | 0.00 GBP | 0.65% | — | — | 6,614.78 USD | — |
| WorldRemitcollected 73 h before retrieval | 1.99 GBP | 1.29% | — | — | 6,568.94 USD | — |
| Barclayscollected 78 h before retrieval | 0.00 GBP | 2.72% | — | — | 6,476.93 USD | — |
| Lloydscollected 76 h before retrieval | 9.50 GBP | 2.83% | — | — | 6,456.96 USD | — |
Read next
Questions people ask
- Which provider gave the most for 1,000 GBP sent to United States?
- Moneygram, with 1,328.31 USD delivered, in the snapshot retrieved 16 Oct 2026, 17:03 UTC. Its upfront fee was 0.00 GBP and its rate markup 0.24%.
- How much of the cost of sending GBP to USD is hidden in the exchange rate?
- For the 13 quotes on 1,000 GBP, rate markups ranged from 0.00% to 5.10% of the amount converted. 3 quotes charged no upfront fee but still had a markup above 0.5%.
- How current are these GBP to USD quotes?
- RateRunner retrieved them on 16 Oct 2026, 17:03 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.
Related corridors
Sources
- Indicative provider quotes: Wise public comparison data (retrieved 16 Oct 2026, 17:03 UTC). Wise collects quotes from listed banks and services and is itself listed.
- Reference rate: European Central Bank euro reference rates via Frankfurter (16 October 2026).
- Raw data for this page: gbp-to-usd.json