RateRunnertransfer cost ledger

Corridor GBP → PKR · British pound to Pakistani rupee

What does it cost to send British pounds to Pakistan?

On 16 October 2026, the most a recipient in Pakistan got for 1,000 GBP was 367,327.36 PKR via Remitly: a true cost of 3.64 GBP (0.36%) including fee and rate markup. The last of 8 quotes cost 4.73%.

Declaration · Form RR-1

Between 10 and 1,000,000. Snapshot bands: 200 / 1,000 / 5,000; other amounts are fetched live.

Quotes are indicative and come from Wise public comparison data, which lists Wise alongside banks and other services. Ranking is always by what the recipient gets.

Transfer cost receipt · GBP → PKR

Most to the recipient: Remitly transfer service

You send
1,000.00 GBP
Upfront fee
0.00 GBP
Amount converted
1,000.00 GBP
Rate given
367.33
Mid-market when quoted
368.67
Exchange-rate markup inside the rate
3.64 GBP 0.36%
True total cost
3.64 GBP 0.36%
Recipient gets
367,327.36 PKR

Picking the last quote in this ledger (Skrill) instead would leave the recipient 16,108.06 PKR short.

Snapshot indicative quotes retrieved 16 Oct 2026, 17:03 UTC. Quote collected 16 Oct 2026, 16:40 UTC. Source: Wise public comparison data.

Confirm the live quote on remitly.com

Plain link to the provider's official site. No commission.

Every quote for 1,000 GBP → PKR

Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.

Provider quotes ranked by amount received
ProviderUpfront feeRate markupTrue costCost %Recipient getsvs best
1. Remitlyservice 0.00 GBP 0.36% 3.64 GBP 0.36% 367,327.36 PKR best
2. Western Unionservice 2.99 GBP 0.13% 4.33 GBP 0.43% 367,076.40 PKR −250.96 PKR
3. Instaremservice 0.00 GBP 0.66% 6.65 GBP 0.66% 366,220.79 PKR −1,106.57 PKR
4. Wiseservice 6.60 GBP 0.00% 6.60 GBP 0.66% 366,209.96 PKR −1,117.40 PKR
5. Xoomservice 0.00 GBP 2.38% 23.78 GBP 2.38% 359,905.04 PKR −7,422.32 PKR
6. OFXservice 7.00 GBP 2.58% 32.64 GBP 3.26% 356,639.28 PKR −10,688.08 PKR
7. Nationwidebank 15.00 GBP 2.34% 38.03 GBP 3.80% 354,651.40 PKR −12,675.96 PKR
8. Skrillservice 0.00 GBP 4.73% 47.34 GBP 4.73% 351,219.30 PKR −16,108.06 PKR
Set aside, not ranked (2): see methodology
Moneygramcollected 48 h before retrieval0.00 GBP−1.06%——372,583.23 PKR—
WorldRemitcollected 73 h before retrieval0.00 GBP0.50%——366,838.56 PKR—

Does the cheapest option change with the amount?

Best and worst true cost by amount, GBP → PKR. Retrieved 16 Oct 2026, 17:03 UTC.
You sendMost to recipientBest costWorst costRecipient gets (best)Gap best vs worstQuotes
200 GBP Remitly 0.36% 9.66% 73,465.47 PKR 6,855.82 PKR 8
1,000 GBP Remitly 0.36% 4.73% 367,327.36 PKR 16,108.06 PKR 8
5,000 GBP Western Union 0.19% 4.73% 1,839,785.37 PKR 83,688.85 PKR 8

What the GBP → PKR numbers show

  • The provider that delivers the most changes with the amount: Remitly at 200.00 GBP, Remitly at 1,000.00 GBP, Western Union at 5,000.00 GBP. Fixed fees weigh heavily on small transfers; rate margins dominate large ones.
  • At 200.00 GBP, true cost ranged from 0.36% (Remitly) to 9.66% (Nationwide); the recipient would get 6,855.82 PKR less with the last quote than with the first.
  • Banks listed for this corridor averaged 3.80% in true cost at 1,000.00 GBP, against 1.79% for non-bank transfer services; on average 61% of the banks' cost sat inside the exchange rate rather than in a stated fee.
  • 3 of 8 quotes at 1,000.00 GBP charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
True cost as a share of 1,000 GBP, GBP → PKR, by provider (lower is better). Retrieved 16 Oct 2026, 17:03 UTC. Remitly 0.36% Western Union 0.43% Wise 0.66% Instarem 0.66% Xoom 2.38% OFX 3.26% Nationwide 3.80% Skrill 4.73% grey = upfront fee · red = exchange-rate markup · share of 1,000 GBP
True cost as a share of 1,000 GBP, GBP → PKR, by provider (lower is better). Retrieved 16 Oct 2026, 17:03 UTC.

Every quote for 200 GBP → PKR

Retrieved 16 Oct 2026, 17:03 UTC. Sorted by what the recipient gets.
ProviderUpfront feeRate markupTrue costCost %Recipient getsvs best
1. Remitlyservice 0.00 GBP 0.36% 0.73 GBP 0.36% 73,465.47 PKR best
2. Instaremservice 0.00 GBP 0.66% 1.33 GBP 0.66% 73,244.16 PKR −221.31 PKR
3. Wiseservice 1.90 GBP 0.00% 1.90 GBP 0.95% 73,014.51 PKR −450.96 PKR
4. Western Unionservice 1.99 GBP 0.13% 2.26 GBP 1.13% 72,902.78 PKR −562.69 PKR
5. Xoomservice 0.00 GBP 2.57% 5.15 GBP 2.57% 71,837.00 PKR −1,628.47 PKR
6. Skrillservice 0.00 GBP 4.73% 9.47 GBP 4.73% 70,243.86 PKR −3,221.61 PKR
7. OFXservice 7.00 GBP 2.58% 11.98 GBP 5.99% 69,316.60 PKR −4,148.87 PKR
8. Nationwidebank 15.00 GBP 2.34% 19.32 GBP 9.66% 66,609.65 PKR −6,855.82 PKR
Set aside, not ranked (2): see methodology
Moneygramcollected 48 h before retrieval0.00 GBP−1.06%——74,516.65 PKR—
WorldRemitcollected 73 h before retrieval0.00 GBP0.50%——73,367.71 PKR—

Every quote for 5,000 GBP → PKR

Retrieved 16 Oct 2026, 17:03 UTC. Sorted by what the recipient gets.
ProviderUpfront feeRate markupTrue costCost %Recipient getsvs best
1. Western Unionservice 2.99 GBP 0.13% 9.68 GBP 0.19% 1,839,785.37 PKR best
2. Remitlyservice 0.00 GBP 0.36% 18.22 GBP 0.36% 1,836,636.82 PKR −3,148.55 PKR
3. Wiseservice 30.07 GBP 0.00% 30.07 GBP 0.60% 1,831,786.98 PKR −7,998.39 PKR
4. Instaremservice 0.00 GBP 0.66% 33.23 GBP 0.66% 1,831,103.93 PKR −8,681.44 PKR
5. OFXservice 0.00 GBP 1.66% 82.91 GBP 1.66% 1,812,789.51 PKR −26,995.86 PKR
6. Xoomservice 0.00 GBP 2.38% 118.89 GBP 2.38% 1,799,525.19 PKR −40,260.18 PKR
7. Nationwidebank 15.00 GBP 2.34% 131.54 GBP 2.63% 1,794,860.11 PKR −44,925.26 PKR
8. Skrillservice 0.00 GBP 4.73% 236.68 GBP 4.73% 1,756,096.52 PKR −83,688.85 PKR
Set aside, not ranked (2): see methodology
Moneygramcollected 48 h before retrieval0.00 GBP−1.06%——1,862,916.15 PKR—
WorldRemitcollected 73 h before retrieval0.00 GBP0.50%——1,834,192.80 PKR—

Read next

Questions people ask

Which provider gave the most for 1,000 GBP sent to Pakistan?
Remitly, with 367,327.36 PKR delivered, in the snapshot retrieved 16 Oct 2026, 17:03 UTC. Its upfront fee was 0.00 GBP and its rate markup 0.36%.
How much of the cost of sending GBP to PKR is hidden in the exchange rate?
For the 8 quotes on 1,000 GBP, rate markups ranged from 0.00% to 4.73% of the amount converted. 3 quotes charged no upfront fee but still had a markup above 0.5%.
How current are these GBP to PKR quotes?
RateRunner retrieved them on 16 Oct 2026, 17:03 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.

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Sources