Corridor AUD → USD · Australian dollar to US dollar
What does it cost to send Australian dollars to United States?
On 16 October 2026, the most a recipient in United States got for 1,000 AUD was 691.12 USD via Remitly: a true cost of 4.79 AUD (0.48%) including fee and rate markup. The last of 10 quotes cost 5.38%.
Transfer cost receipt · AUD → USD
Most to the recipient: Remitly transfer service
- You send
- 1,000.00 AUD
- Upfront fee
- −1.49 AUD
- Amount converted
- 998.51 AUD
- Rate given
- 0.692152
- Mid-market when quoted
- 0.694450
- Exchange-rate markup inside the rate
- 3.30 AUD 0.33%
- True total cost
- 4.79 AUD 0.48%
- Recipient gets
- 691.12 USD
Picking the last quote in this ledger (PayPal) instead would leave the recipient 34.06 USD short.
Snapshot indicative quotes retrieved 16 Oct 2026, 17:04 UTC. Quote collected 16 Oct 2026, 16:40 UTC. Source: Wise public comparison data.
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Every quote for 1,000 AUD → USD
Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 1.49 AUD | 0.33% | 4.79 AUD | 0.48% | 691.12 USD | best |
| 2. Wiseservice | 5.06 AUD | 0.00% | 5.06 AUD | 0.51% | 690.74 USD | −0.38 USD |
| 3. Instaremservice | 5.00 AUD | 0.12% | 6.15 AUD | 0.61% | 690.18 USD | −0.94 USD |
| 4. Western Unionservice | 9.00 AUD | 0.50% | 13.97 AUD | 1.40% | 684.75 USD | −6.37 USD |
| 5. National Australia Bankbank | 0.00 AUD | 2.56% | 25.59 AUD | 2.56% | 676.68 USD | −14.44 USD |
| 6. Commonwealth Bank of Australiabank | 0.00 AUD | 2.71% | 27.06 AUD | 2.71% | 675.66 USD | −15.46 USD |
| 7. Xoomservice | 0.00 AUD | 2.76% | 27.56 AUD | 2.76% | 675.31 USD | −15.81 USD |
| 8. OFXservice | 15.00 AUD | 1.55% | 30.30 AUD | 3.03% | 673.41 USD | −17.71 USD |
| 9. ANZbank | 0.00 AUD | 3.11% | 31.13 AUD | 3.11% | 672.83 USD | −18.29 USD |
| 10. PayPalservice | 5.99 AUD | 4.81% | 53.84 AUD | 5.38% | 657.06 USD | −34.06 USD |
| Set aside, not ranked (3): see methodology | ||||||
| WorldRemitcollected 71 h before retrieval | 0.00 AUD | 1.18% | — | — | 686.24 USD | — |
| HSBC Australiacollected 90 h before retrieval | 0.00 AUD | 2.01% | — | — | 680.48 USD | — |
| Westpaccollected 65 h before retrieval | 0.00 AUD | 3.82% | — | — | 667.95 USD | — |
Does the cheapest option change with the amount?
| You send | Most to recipient | Best cost | Worst cost | Recipient gets (best) | Gap best vs worst | Quotes |
|---|---|---|---|---|---|---|
| 200 AUD | Instarem | 0.61% | 7.66% | 138.04 USD | 9.80 USD | 9 |
| 1,000 AUD | Remitly | 0.48% | 5.38% | 691.12 USD | 34.06 USD | 10 |
| 5,000 AUD | Remitly | 0.36% | 4.93% | 3,459.73 USD | 158.60 USD | 10 |
What the AUD → USD numbers show
- The provider that delivers the most changes with the amount: Instarem at 200.00 AUD, Remitly at 1,000.00 AUD, Remitly at 5,000.00 AUD. Fixed fees weigh heavily on small transfers; rate margins dominate large ones.
- At 200.00 AUD, true cost ranged from 0.61% (Instarem) to 7.66% (PayPal); the recipient would get 9.80 USD less with the last quote than with the first.
- Banks listed for this corridor averaged 2.79% in true cost at 1,000.00 AUD, against 2.02% for non-bank transfer services; on average 100% of the banks' cost sat inside the exchange rate rather than in a stated fee.
- 4 of 10 quotes at 1,000.00 AUD charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
How does the quoted mid-market rate compare with the ECB reference?
The European Central Bank reference rate for AUD/USD on 16 October 2026 was 0.695880. The mid-market rate implied by the top quote at its collection time was 0.694450, a difference of −0.21%. ECB rates are published once per working day around 16:00 CET, so they drift from live market rates during the day; RateRunner uses them only as a cross-check, never to rank providers.
Every quote for 200 AUD → USD
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Instaremservice | 1.00 AUD | 0.12% | 1.23 AUD | 0.61% | 138.04 USD | best |
| 2. Remitlyservice | 1.49 AUD | 0.33% | 2.15 AUD | 1.07% | 137.40 USD | −0.64 USD |
| 3. Wiseservice | 2.34 AUD | 0.00% | 2.34 AUD | 1.17% | 137.22 USD | −0.82 USD |
| 4. National Australia Bankbank | 0.00 AUD | 2.56% | 5.12 AUD | 2.56% | 135.34 USD | −2.70 USD |
| 5. Commonwealth Bank of Australiabank | 0.00 AUD | 2.71% | 5.41 AUD | 2.71% | 135.13 USD | −2.91 USD |
| 6. Western Unionservice | 5.00 AUD | 0.60% | 6.17 AUD | 3.09% | 134.60 USD | −3.44 USD |
| 7. ANZbank | 0.00 AUD | 3.11% | 6.23 AUD | 3.11% | 134.57 USD | −3.47 USD |
| 8. Xoomservice | 0.00 AUD | 3.82% | 7.65 AUD | 3.82% | 133.58 USD | −4.46 USD |
| 9. PayPalservice | 5.99 AUD | 4.81% | 15.33 AUD | 7.66% | 128.24 USD | −9.80 USD |
| Set aside, not ranked (3): see methodology | ||||||
| WorldRemitcollected 71 h before retrieval | 0.00 AUD | 1.18% | — | — | 137.25 USD | — |
| HSBC Australiacollected 90 h before retrieval | 0.00 AUD | 2.01% | — | — | 136.10 USD | — |
| Westpaccollected 65 h before retrieval | 0.00 AUD | 3.82% | — | — | 133.59 USD | — |
Every quote for 5,000 AUD → USD
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 1.49 AUD | 0.33% | 18.03 AUD | 0.36% | 3,459.73 USD | best |
| 2. Wiseservice | 18.61 AUD | 0.00% | 18.61 AUD | 0.37% | 3,458.08 USD | −1.65 USD |
| 3. Instaremservice | 25.00 AUD | 0.12% | 30.73 AUD | 0.61% | 3,450.91 USD | −8.82 USD |
| 4. Western Unionservice | 12.00 AUD | 0.40% | 32.01 AUD | 0.64% | 3,450.02 USD | −9.71 USD |
| 5. OFXservice | 15.00 AUD | 1.55% | 92.45 AUD | 1.85% | 3,408.05 USD | −51.68 USD |
| 6. Xoomservice | 0.00 AUD | 2.55% | 127.71 AUD | 2.55% | 3,383.56 USD | −76.17 USD |
| 7. National Australia Bankbank | 0.00 AUD | 2.56% | 127.97 AUD | 2.56% | 3,383.38 USD | −76.35 USD |
| 8. Commonwealth Bank of Australiabank | 0.00 AUD | 2.71% | 135.31 AUD | 2.71% | 3,378.28 USD | −81.45 USD |
| 9. ANZbank | 0.00 AUD | 3.11% | 155.64 AUD | 3.11% | 3,364.17 USD | −95.56 USD |
| 10. PayPalservice | 5.99 AUD | 4.81% | 246.41 AUD | 4.93% | 3,301.13 USD | −158.60 USD |
| Set aside, not ranked (3): see methodology | ||||||
| WorldRemitcollected 71 h before retrieval | 0.00 AUD | 1.18% | — | — | 3,431.20 USD | — |
| HSBC Australiacollected 90 h before retrieval | 0.00 AUD | 2.01% | — | — | 3,402.38 USD | — |
| Westpaccollected 65 h before retrieval | 0.00 AUD | 3.82% | — | — | 3,339.73 USD | — |
Read next
Questions people ask
- Which provider gave the most for 1,000 AUD sent to United States?
- Remitly, with 691.12 USD delivered, in the snapshot retrieved 16 Oct 2026, 17:04 UTC. Its upfront fee was 1.49 AUD and its rate markup 0.33%.
- How much of the cost of sending AUD to USD is hidden in the exchange rate?
- For the 10 quotes on 1,000 AUD, rate markups ranged from 0.00% to 4.81% of the amount converted. 4 quotes charged no upfront fee but still had a markup above 0.5%.
- How current are these AUD to USD quotes?
- RateRunner retrieved them on 16 Oct 2026, 17:04 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.
Related corridors
Sources
- Indicative provider quotes: Wise public comparison data (retrieved 16 Oct 2026, 17:04 UTC). Wise collects quotes from listed banks and services and is itself listed.
- Reference rate: European Central Bank euro reference rates via Frankfurter (16 October 2026).
- Raw data for this page: aud-to-usd.json