Corridor USD → PKR · US dollar to Pakistani rupee
What does it cost to send US dollars to Pakistan?
On 16 October 2026, the most a recipient in Pakistan got for 1,000 USD was 276,960.00 PKR via Remitly: a true cost of −0.35 USD (−0.04%) including fee and rate markup. The last of 6 quotes cost 3.20%.
Transfer cost receipt · USD → PKR
Most to the recipient: Remitly transfer service
- You send
- 1,000.00 USD
- Upfront fee
- 0.00 USD
- Amount converted
- 1,000.00 USD
- Rate given
- 276.96
- Mid-market when quoted
- 276.86
- Rate above mid-market inside the rate
- −0.35 USD −0.04%
- True total cost
- −0.35 USD −0.04%
- Recipient gets
- 276,960.00 PKR
Picking the last quote in this ledger (OFX) instead would leave the recipient 8,950.28 PKR short.
Snapshot indicative quotes retrieved 16 Oct 2026, 17:02 UTC. Quote collected 16 Oct 2026, 16:45 UTC. Source: Wise public comparison data.
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Every quote for 1,000 USD → PKR
Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 0.00 USD | −0.04% | −0.35 USD | −0.04% | 276,960.00 PKR | best |
| 2. Western Unionservice | 1.99 USD | −0.07% | 1.29 USD | 0.13% | 276,505.86 PKR | −454.14 PKR |
| 3. Instaremservice | 0.00 USD | 0.76% | 7.58 USD | 0.76% | 274,763.10 PKR | −2,196.90 PKR |
| 4. Wiseservice | 12.75 USD | 0.00% | 12.75 USD | 1.27% | 273,333.00 PKR | −3,627.00 PKR |
| 5. Xoomservice | 0.00 USD | 1.56% | 15.57 USD | 1.56% | 272,551.94 PKR | −4,408.06 PKR |
| 6. OFXservice | 5.00 USD | 2.71% | 31.98 USD | 3.20% | 268,009.72 PKR | −8,950.28 PKR |
| Set aside, not ranked (2): see methodology | ||||||
| WorldRemitcollected 71 h before retrieval | 0.00 USD | −0.03% | — | — | 276,944.96 PKR | — |
| Chase (US)collected 70 h before retrieval | 0.00 USD | 3.56% | — | — | 267,005.34 PKR | — |
Does the cheapest option change with the amount?
| You send | Most to recipient | Best cost | Worst cost | Recipient gets (best) | Gap best vs worst | Quotes |
|---|---|---|---|---|---|---|
| 200 USD | Remitly | −0.04% | 5.14% | 55,392.00 PKR | 2,867.48 PKR | 6 |
| 1,000 USD | Remitly | −0.04% | 3.20% | 276,960.00 PKR | 8,950.28 PKR | 6 |
| 5,000 USD | Remitly | −0.04% | 1.77% | 1,384,800.00 PKR | 24,936.50 PKR | 6 |
What the USD → PKR numbers show
- Remitly delivered the most at every snapshot amount (200.00 USD, 1,000.00 USD, 5,000.00 USD).
- 2 of 6 quotes at 1,000.00 USD charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
- Remitly and Western Union quoted a rate above the mid-market rate recorded at collection time (negative markup). That usually reflects a promotional rate or a quote collected at a different moment, so confirm it before relying on it.
Every quote for 200 USD → PKR
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 0.00 USD | −0.04% | −0.07 USD | −0.04% | 55,392.00 PKR | best |
| 2. Instaremservice | 0.00 USD | 0.76% | 1.52 USD | 0.76% | 54,952.62 PKR | −439.38 PKR |
| 3. Western Unionservice | 1.99 USD | −0.07% | 1.85 USD | 0.93% | 54,860.10 PKR | −531.90 PKR |
| 4. Xoomservice | 0.00 USD | 3.17% | 6.33 USD | 3.17% | 53,619.11 PKR | −1,772.89 PKR |
| 5. Wiseservice | 8.38 USD | 0.00% | 8.38 USD | 4.19% | 53,052.49 PKR | −2,339.51 PKR |
| 6. OFXservice | 5.00 USD | 2.71% | 10.29 USD | 5.14% | 52,524.52 PKR | −2,867.48 PKR |
| Set aside, not ranked (2): see methodology | ||||||
| WorldRemitcollected 71 h before retrieval | 0.00 USD | −0.03% | — | — | 55,388.99 PKR | — |
| Chase (US)collected 70 h before retrieval | 0.00 USD | 3.56% | — | — | 53,401.07 PKR | — |
Every quote for 5,000 USD → PKR
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 0.00 USD | −0.04% | −1.75 USD | −0.04% | 1,384,800.00 PKR | best |
| 2. Western Unionservice | 1.99 USD | −0.07% | −1.52 USD | −0.03% | 1,384,734.66 PKR | −65.34 PKR |
| 3. Wiseservice | 34.63 USD | 0.00% | 34.63 USD | 0.69% | 1,374,727.23 PKR | −10,072.77 PKR |
| 4. Instaremservice | 0.00 USD | 0.70% | 34.93 USD | 0.70% | 1,374,645.50 PKR | −10,154.50 PKR |
| 5. Xoomservice | 0.00 USD | 1.45% | 72.39 USD | 1.45% | 1,364,272.36 PKR | −20,527.64 PKR |
| 6. OFXservice | 0.00 USD | 1.77% | 88.32 USD | 1.77% | 1,359,863.50 PKR | −24,936.50 PKR |
| Set aside, not ranked (2): see methodology | ||||||
| WorldRemitcollected 71 h before retrieval | 0.00 USD | −0.03% | — | — | 1,384,724.78 PKR | — |
| Chase (US)collected 70 h before retrieval | 0.00 USD | 3.56% | — | — | 1,335,026.70 PKR | — |
Read next
- Cash pickup or bank deposit: which is cheaper and safer?
- What do banks really charge for an international transfer?
- What is the mid-market rate and where can you check it?
- How do exchange-rate markups work, and how big are they?
- Check the hidden markup on a rate you were offered
- How RateRunner calculates true cost
Questions people ask
- Which provider gave the most for 1,000 USD sent to Pakistan?
- Remitly, with 276,960.00 PKR delivered, in the snapshot retrieved 16 Oct 2026, 17:02 UTC. Its upfront fee was 0.00 USD and its rate markup −0.04%.
- How much of the cost of sending USD to PKR is hidden in the exchange rate?
- For the 6 quotes on 1,000 USD, rate markups ranged from −0.07% to 2.71% of the amount converted. 2 quotes charged no upfront fee but still had a markup above 0.5%.
- How current are these USD to PKR quotes?
- RateRunner retrieved them on 16 Oct 2026, 17:02 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.
Related corridors
Sources
- Indicative provider quotes: Wise public comparison data (retrieved 16 Oct 2026, 17:02 UTC). Wise collects quotes from listed banks and services and is itself listed.
- Raw data for this page: usd-to-pkr.json