RateRunnertransfer cost ledger

Corridor USD → VND · US dollar to Vietnamese dong

What does it cost to send US dollars to Vietnam?

On 16 October 2026, the most a recipient in Vietnam got for 1,000 USD was 25,707,777 VND via Instarem: a true cost of 7.21 USD (0.72%) including fee and rate markup. The last of 6 quotes cost 5.34%.

Declaration · Form RR-1

Between 10 and 1,000,000. Snapshot bands: 200 / 1,000 / 5,000; other amounts are fetched live.

Quotes are indicative and come from Wise public comparison data, which lists Wise alongside banks and other services. Ranking is always by what the recipient gets.

Transfer cost receipt · USD → VND

Most to the recipient: Instarem transfer service

You send
1,000.00 USD
Upfront fee
0.00 USD
Amount converted
1,000.00 USD
Rate given
25,707.78
Mid-market when quoted
25,894.50
Exchange-rate markup inside the rate
7.21 USD 0.72%
True total cost
7.21 USD 0.72%
Recipient gets
25,707,777 VND

Picking the last quote in this ledger (OFX) instead would leave the recipient 1,194,779 VND short.

Snapshot indicative quotes retrieved 16 Oct 2026, 17:02 UTC. Quote collected 16 Oct 2026, 16:26 UTC. Source: Wise public comparison data.

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Every quote for 1,000 USD → VND

Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.

Provider quotes ranked by amount received
ProviderUpfront feeRate markupTrue costCost %Recipient getsvs best
1. Instaremservice 0.00 USD 0.72% 7.21 USD 0.72% 25,707,777 VND best
2. Remitlyservice 1.99 USD 0.72% 9.19 USD 0.92% 25,656,622 VND −51,155 VND
3. Wiseservice 13.26 USD 0.00% 13.26 USD 1.33% 25,551,139 VND −156,638 VND
4. Western Unionservice 0.99 USD 1.50% 15.95 USD 1.59% 25,481,582 VND −226,195 VND
5. Xoomservice 2.99 USD 2.93% 32.20 USD 3.22% 25,060,654 VND −647,123 VND
6. OFXservice 5.00 USD 4.86% 53.35 USD 5.34% 24,512,998 VND −1,194,779 VND

Does the cheapest option change with the amount?

Best and worst true cost by amount, USD → VND. Retrieved 16 Oct 2026, 17:02 UTC.
You sendMost to recipientBest costWorst costRecipient gets (best)Gap best vs worstQuotes
200 USD Instarem 0.72% 7.24% 5,141,555 VND 337,500 VND 6
1,000 USD Instarem 0.72% 5.34% 25,707,777 VND 1,194,779 VND 6
5,000 USD Instarem 0.66% 4.86% 128,616,552 VND 5,435,659 VND 6

What the USD → VND numbers show

  • Instarem delivered the most at every snapshot amount (200.00 USD, 1,000.00 USD, 5,000.00 USD).
  • At 200.00 USD, true cost ranged from 0.72% (Instarem) to 7.24% (OFX); the recipient would get 337,500 VND less with the last quote than with the first.
  • 1 of 6 quotes at 1,000.00 USD charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
True cost as a share of 1,000 USD, USD → VND, by provider (lower is better). Retrieved 16 Oct 2026, 17:02 UTC. Instarem 0.72% Remitly 0.92% Wise 1.33% Western Union 1.59% Xoom 3.22% OFX 5.34% grey = upfront fee · red = exchange-rate markup · share of 1,000 USD
True cost as a share of 1,000 USD, USD → VND, by provider (lower is better). Retrieved 16 Oct 2026, 17:02 UTC.

Every quote for 200 USD → VND

Retrieved 16 Oct 2026, 17:02 UTC. Sorted by what the recipient gets.
ProviderUpfront feeRate markupTrue costCost %Recipient getsvs best
1. Instaremservice 0.00 USD 0.72% 1.44 USD 0.72% 5,141,555 VND best
2. Remitlyservice 1.99 USD 0.72% 3.42 USD 1.71% 5,090,398 VND −51,157 VND
3. Western Unionservice 0.99 USD 1.50% 3.97 USD 1.98% 5,076,115 VND −65,440 VND
4. Xoomservice 2.99 USD 2.93% 8.76 USD 4.38% 4,952,006 VND −189,549 VND
5. Wiseservice 8.95 USD 0.00% 8.95 USD 4.47% 4,947,144 VND −194,411 VND
6. OFXservice 5.00 USD 4.86% 14.48 USD 7.24% 4,804,055 VND −337,500 VND

Every quote for 5,000 USD → VND

Retrieved 16 Oct 2026, 17:02 UTC. Sorted by what the recipient gets.
ProviderUpfront feeRate markupTrue costCost %Recipient getsvs best
1. Instaremservice 0.00 USD 0.66% 33.06 USD 0.66% 128,616,552 VND best
2. Wiseservice 34.73 USD 0.00% 34.73 USD 0.69% 128,573,184 VND −43,368 VND
3. Remitlyservice 1.99 USD 0.72% 38.03 USD 0.76% 128,487,742 VND −128,810 VND
4. Western Unionservice 0.99 USD 1.50% 75.83 USD 1.52% 127,508,918 VND −1,107,634 VND
5. Xoomservice 2.99 USD 2.93% 149.40 USD 2.99% 125,603,894 VND −3,012,658 VND
6. OFXservice 0.00 USD 4.86% 242.97 USD 4.86% 123,180,893 VND −5,435,659 VND

Read next

Questions people ask

Which provider gave the most for 1,000 USD sent to Vietnam?
Instarem, with 25,707,777 VND delivered, in the snapshot retrieved 16 Oct 2026, 17:02 UTC. Its upfront fee was 0.00 USD and its rate markup 0.72%.
How much of the cost of sending USD to VND is hidden in the exchange rate?
For the 6 quotes on 1,000 USD, rate markups ranged from 0.00% to 4.86% of the amount converted. 1 quote charged no upfront fee but still had a markup above 0.5%.
How current are these USD to VND quotes?
RateRunner retrieved them on 16 Oct 2026, 17:02 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.

Related corridors

Sources