Corridor USD → THB · US dollar to Thai baht
What does it cost to send US dollars to Thailand?
On 16 October 2026, the most a recipient in Thailand got for 1,000 USD was 33,221.83 THB via Instarem: a true cost of 7.50 USD (0.75%) including fee and rate markup. The last of 7 quotes cost 4.79%.
Transfer cost receipt · USD → THB
Most to the recipient: Instarem transfer service
- You send
- 1,000.00 USD
- Upfront fee
- 0.00 USD
- Amount converted
- 1,000.00 USD
- Rate given
- 33.2218
- Mid-market when quoted
- 33.4730
- Exchange-rate markup inside the rate
- 7.50 USD 0.75%
- True total cost
- 7.50 USD 0.75%
- Recipient gets
- 33,221.83 THB
Picking the last quote in this ledger (Xoom) instead would leave the recipient 1,352.15 THB short.
Snapshot indicative quotes retrieved 16 Oct 2026, 17:02 UTC. Quote collected 16 Oct 2026, 16:26 UTC. Source: Wise public comparison data.
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Every quote for 1,000 USD → THB
Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Instaremservice | 0.00 USD | 0.75% | 7.50 USD | 0.75% | 33,221.83 THB | best |
| 2. Wiseservice | 14.05 USD | 0.00% | 14.05 USD | 1.41% | 33,010.59 THB | −211.24 THB |
| 3. Remitlyservice | 1.99 USD | 1.25% | 14.44 USD | 1.44% | 32,989.77 THB | −232.06 THB |
| 4. Western Unionservice | 1.99 USD | 1.57% | 17.65 USD | 1.76% | 32,882.21 THB | −339.62 THB |
| 5. OFXservice | 5.00 USD | 2.19% | 26.76 USD | 2.68% | 32,577.41 THB | −644.42 THB |
| 6. PayPalservice | 4.99 USD | 3.96% | 44.39 USD | 4.44% | 31,987.12 THB | −1,234.71 THB |
| 7. Xoomservice | 4.99 USD | 4.31% | 47.90 USD | 4.79% | 31,869.68 THB | −1,352.15 THB |
| Set aside, not ranked (2): see methodology | ||||||
| WorldRemitcollected 71 h before retrieval | 2.99 USD | 1.50% | — | — | 32,871.32 THB | — |
| Wells Fargocollected 73 h before retrieval | 0.00 USD | 3.17% | — | — | 32,411.98 THB | — |
Does the cheapest option change with the amount?
| You send | Most to recipient | Best cost | Worst cost | Recipient gets (best) | Gap best vs worst | Quotes |
|---|---|---|---|---|---|---|
| 200 USD | Instarem | 0.75% | 6.70% | 6,644.37 THB | 398.30 THB | 7 |
| 1,000 USD | Instarem | 0.75% | 4.79% | 33,221.83 THB | 1,352.15 THB | 7 |
| 5,000 USD | Instarem | 0.69% | 4.41% | 166,209.26 THB | 6,221.54 THB | 7 |
What the USD → THB numbers show
- Instarem delivered the most at every snapshot amount (200.00 USD, 1,000.00 USD, 5,000.00 USD).
- At 200.00 USD, true cost ranged from 0.75% (Instarem) to 6.70% (Xoom); the recipient would get 398.30 THB less with the last quote than with the first.
- 1 of 7 quotes at 1,000.00 USD charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
How does the quoted mid-market rate compare with the ECB reference?
The European Central Bank reference rate for USD/THB on 16 October 2026 was 33.4150. The mid-market rate implied by the top quote at its collection time was 33.4730, a difference of 0.17%. ECB rates are published once per working day around 16:00 CET, so they drift from live market rates during the day; RateRunner uses them only as a cross-check, never to rank providers.
Every quote for 200 USD → THB
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Instaremservice | 0.00 USD | 0.75% | 1.50 USD | 0.75% | 6,644.37 THB | best |
| 2. Remitlyservice | 1.99 USD | 1.25% | 4.46 USD | 2.23% | 6,545.33 THB | −99.04 THB |
| 3. Western Unionservice | 1.99 USD | 2.07% | 6.09 USD | 3.04% | 6,490.84 THB | −153.53 THB |
| 4. OFXservice | 5.00 USD | 2.19% | 9.26 USD | 4.63% | 6,384.52 THB | −259.85 THB |
| 5. Wiseservice | 9.37 USD | 0.00% | 9.37 USD | 4.68% | 6,382.48 THB | −261.89 THB |
| 6. PayPalservice | 4.99 USD | 3.96% | 12.71 USD | 6.36% | 6,269.09 THB | −375.28 THB |
| 7. Xoomservice | 4.99 USD | 4.31% | 13.40 USD | 6.70% | 6,246.07 THB | −398.30 THB |
| Set aside, not ranked (2): see methodology | ||||||
| WorldRemitcollected 71 h before retrieval | 2.99 USD | 1.50% | — | — | 6,495.40 THB | — |
| Wells Fargocollected 73 h before retrieval | 0.00 USD | 3.17% | — | — | 6,482.40 THB | — |
Every quote for 5,000 USD → THB
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Instaremservice | 0.00 USD | 0.69% | 34.53 USD | 0.69% | 166,209.26 THB | best |
| 2. Remitlyservice | 1.99 USD | 0.68% | 35.92 USD | 0.72% | 166,162.62 THB | −46.64 THB |
| 3. Wiseservice | 37.52 USD | 0.00% | 37.52 USD | 0.75% | 166,148.79 THB | −60.47 THB |
| 4. OFXservice | 0.00 USD | 1.24% | 61.79 USD | 1.24% | 165,296.78 THB | −912.48 THB |
| 5. Western Unionservice | 1.99 USD | 1.57% | 80.41 USD | 1.61% | 164,673.30 THB | −1,535.96 THB |
| 6. PayPalservice | 4.99 USD | 3.96% | 202.78 USD | 4.06% | 160,577.26 THB | −5,632.00 THB |
| 7. Xoomservice | 4.99 USD | 4.31% | 220.39 USD | 4.41% | 159,987.72 THB | −6,221.54 THB |
| Set aside, not ranked (2): see methodology | ||||||
| WorldRemitcollected 71 h before retrieval | 2.99 USD | 1.50% | — | — | 164,750.91 THB | — |
| Wells Fargocollected 73 h before retrieval | 0.00 USD | 3.17% | — | — | 162,054.43 THB | — |
Read next
Questions people ask
- Which provider gave the most for 1,000 USD sent to Thailand?
- Instarem, with 33,221.83 THB delivered, in the snapshot retrieved 16 Oct 2026, 17:02 UTC. Its upfront fee was 0.00 USD and its rate markup 0.75%.
- How much of the cost of sending USD to THB is hidden in the exchange rate?
- For the 7 quotes on 1,000 USD, rate markups ranged from 0.00% to 4.31% of the amount converted. 1 quote charged no upfront fee but still had a markup above 0.5%.
- How current are these USD to THB quotes?
- RateRunner retrieved them on 16 Oct 2026, 17:02 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.
Related corridors
Sources
- Indicative provider quotes: Wise public comparison data (retrieved 16 Oct 2026, 17:02 UTC). Wise collects quotes from listed banks and services and is itself listed.
- Reference rate: European Central Bank euro reference rates via Frankfurter (16 October 2026).
- Raw data for this page: usd-to-thb.json