Corridor USD → IDR · US dollar to Indonesian rupiah
What does it cost to send US dollars to Indonesia?
On 16 October 2026, the most a recipient in Indonesia got for 1,000 USD was 17,921,787 IDR via Remitly: a true cost of 8.26 USD (0.83%) including fee and rate markup. The last of 6 quotes cost 5.35%.
Transfer cost receipt · USD → IDR
Most to the recipient: Remitly transfer service
- You send
- 1,000.00 USD
- Upfront fee
- −0.99 USD
- Amount converted
- 999.01 USD
- Rate given
- 17,939.55
- Mid-market when quoted
- 18,071.00
- Exchange-rate markup inside the rate
- 7.27 USD 0.73%
- True total cost
- 8.26 USD 0.83%
- Recipient gets
- 17,921,787 IDR
Picking the last quote in this ledger (OFX) instead would leave the recipient 817,036 IDR short.
Snapshot indicative quotes retrieved 16 Oct 2026, 17:02 UTC. Quote collected 16 Oct 2026, 16:44 UTC. Source: Wise public comparison data.
Plain link to the provider's official site. No commission.
Every quote for 1,000 USD → IDR
Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 0.99 USD | 0.73% | 8.26 USD | 0.83% | 17,921,787 IDR | best |
| 2. Wiseservice | 10.80 USD | 0.00% | 10.80 USD | 1.08% | 17,875,833 IDR | −45,954 IDR |
| 3. Instaremservice | 0.00 USD | 1.20% | 12.05 USD | 1.20% | 17,853,279 IDR | −68,508 IDR |
| 4. Western Unionservice | 0.99 USD | 1.88% | 19.80 USD | 1.98% | 17,713,238 IDR | −208,549 IDR |
| 5. Xoomservice | 0.00 USD | 2.47% | 24.68 USD | 2.47% | 17,624,929 IDR | −296,858 IDR |
| 6. OFXservice | 5.00 USD | 4.87% | 53.47 USD | 5.35% | 17,104,751 IDR | −817,036 IDR |
| Set aside, not ranked (1): see methodology | ||||||
| WorldRemitcollected 71 h before retrieval | 1.99 USD | 1.85% | — | — | 17,701,532 IDR | — |
Does the cheapest option change with the amount?
| You send | Most to recipient | Best cost | Worst cost | Recipient gets (best) | Gap best vs worst | Quotes |
|---|---|---|---|---|---|---|
| 200 USD | Instarem | 1.20% | 7.25% | 3,570,656 IDR | 218,468 IDR | 6 |
| 1,000 USD | Remitly | 0.83% | 5.35% | 17,921,787 IDR | 817,036 IDR | 6 |
| 5,000 USD | Wise | 0.50% | 3.93% | 89,900,514 IDR | 3,100,156 IDR | 5 |
What the USD → IDR numbers show
- The provider that delivers the most changes with the amount: Instarem at 200.00 USD, Remitly at 1,000.00 USD, Wise at 5,000.00 USD. Fixed fees weigh heavily on small transfers; rate margins dominate large ones.
- At 200.00 USD, true cost ranged from 1.20% (Instarem) to 7.25% (OFX); the recipient would get 218,468 IDR less with the last quote than with the first.
- 2 of 6 quotes at 1,000.00 USD charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
How does the quoted mid-market rate compare with the ECB reference?
The European Central Bank reference rate for USD/IDR on 16 October 2026 was 18,031.00. The mid-market rate implied by the top quote at its collection time was 18,071.00, a difference of 0.22%. ECB rates are published once per working day around 16:00 CET, so they drift from live market rates during the day; RateRunner uses them only as a cross-check, never to rank providers.
Every quote for 200 USD → IDR
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Instaremservice | 0.00 USD | 1.20% | 2.41 USD | 1.20% | 3,570,656 IDR | best |
| 2. Remitlyservice | 0.99 USD | 0.73% | 2.44 USD | 1.22% | 3,570,149 IDR | −507 IDR |
| 3. Western Unionservice | 0.99 USD | 1.88% | 4.74 USD | 2.37% | 3,528,605 IDR | −42,051 IDR |
| 4. Wiseservice | 7.93 USD | 0.00% | 7.93 USD | 3.96% | 3,470,897 IDR | −99,759 IDR |
| 5. Xoomservice | 4.99 USD | 2.47% | 9.80 USD | 4.90% | 3,437,037 IDR | −133,618 IDR |
| 6. OFXservice | 5.00 USD | 4.87% | 14.50 USD | 7.25% | 3,352,187 IDR | −218,468 IDR |
| Set aside, not ranked (1): see methodology | ||||||
| WorldRemitcollected 71 h before retrieval | 1.99 USD | 1.85% | — | — | 3,512,069 IDR | — |
Every quote for 5,000 USD → IDR
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Wiseservice | 25.15 USD | 0.00% | 25.15 USD | 0.50% | 89,900,514 IDR | best |
| 2. Remitlyservice | 0.99 USD | 0.73% | 37.35 USD | 0.75% | 89,679,976 IDR | −220,538 IDR |
| 3. Instaremservice | 0.00 USD | 1.15% | 57.26 USD | 1.15% | 89,320,333 IDR | −580,181 IDR |
| 4. Western Unionservice | 0.99 USD | 1.88% | 95.10 USD | 1.90% | 88,636,404 IDR | −1,264,110 IDR |
| 5. OFXservice | 0.00 USD | 3.93% | 196.70 USD | 3.93% | 86,800,358 IDR | −3,100,156 IDR |
| Set aside, not ranked (1): see methodology | ||||||
| WorldRemitcollected 71 h before retrieval | 1.99 USD | 1.85% | — | — | 88,648,847 IDR | — |
Read next
Questions people ask
- Which provider gave the most for 1,000 USD sent to Indonesia?
- Remitly, with 17,921,787 IDR delivered, in the snapshot retrieved 16 Oct 2026, 17:02 UTC. Its upfront fee was 0.99 USD and its rate markup 0.73%.
- How much of the cost of sending USD to IDR is hidden in the exchange rate?
- For the 6 quotes on 1,000 USD, rate markups ranged from 0.00% to 4.87% of the amount converted. 2 quotes charged no upfront fee but still had a markup above 0.5%.
- How current are these USD to IDR quotes?
- RateRunner retrieved them on 16 Oct 2026, 17:03 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.
Related corridors
Sources
- Indicative provider quotes: Wise public comparison data (retrieved 16 Oct 2026, 17:03 UTC). Wise collects quotes from listed banks and services and is itself listed.
- Reference rate: European Central Bank euro reference rates via Frankfurter (16 October 2026).
- Raw data for this page: usd-to-idr.json