RateRunnertransfer cost ledger

Corridor USD → BRL · US dollar to Brazilian real

What does it cost to send US dollars to Brazil?

On 16 October 2026, the most a recipient in Brazil got for 1,000 USD was 5,066.52 BRL via Remitly: a true cost of 2.70 USD (0.27%) including fee and rate markup. The last of 7 quotes cost 5.72%.

Declaration · Form RR-1

Between 10 and 1,000,000. Snapshot bands: 200 / 1,000 / 5,000; other amounts are fetched live.

Quotes are indicative and come from Wise public comparison data, which lists Wise alongside banks and other services. Ranking is always by what the recipient gets.

Transfer cost receipt · USD → BRL

Most to the recipient: Remitly transfer service

You send
1,000.00 USD
Upfront fee
0.00 USD
Amount converted
1,000.00 USD
Rate given
5.0665
Mid-market when quoted
5.0802
Exchange-rate markup inside the rate
2.70 USD 0.27%
True total cost
2.70 USD 0.27%
Recipient gets
5,066.52 BRL

Picking the last quote in this ledger (OFX) instead would leave the recipient 277.08 BRL short.

Snapshot indicative quotes retrieved 16 Oct 2026, 17:02 UTC. Quote collected 16 Oct 2026, 16:44 UTC. Source: Wise public comparison data.

Confirm the live quote on remitly.com

Plain link to the provider's official site. No commission.

Every quote for 1,000 USD → BRL

Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.

Provider quotes ranked by amount received
ProviderUpfront feeRate markupTrue costCost %Recipient getsvs best
1. Remitlyservice 0.00 USD 0.27% 2.70 USD 0.27% 5,066.52 BRL best
2. Instaremservice 0.00 USD 0.78% 7.75 USD 0.78% 5,040.86 BRL −25.66 BRL
3. Wiseservice 15.47 USD 0.00% 15.47 USD 1.55% 4,999.69 BRL −66.83 BRL
4. Western Unionservice 1.99 USD 2.51% 27.08 USD 2.71% 4,942.67 BRL −123.85 BRL
5. Xoomservice 4.99 USD 2.93% 34.18 USD 3.42% 4,906.63 BRL −159.89 BRL
6. PayPalservice 4.99 USD 5.16% 56.34 USD 5.63% 4,794.01 BRL −272.51 BRL
7. OFXservice 5.00 USD 5.25% 57.24 USD 5.72% 4,789.44 BRL −277.08 BRL

Does the cheapest option change with the amount?

Best and worst true cost by amount, USD → BRL. Retrieved 16 Oct 2026, 17:02 UTC.
You sendMost to recipientBest costWorst costRecipient gets (best)Gap best vs worstQuotes
200 USD Remitly 0.40% 7.62% 1,011.99 BRL 73.36 BRL 7
1,000 USD Remitly 0.27% 5.72% 5,066.52 BRL 277.08 BRL 7
5,000 USD Remitly 0.27% 5.26% 25,332.61 BRL 1,266.39 BRL 7

What the USD → BRL numbers show

  • Remitly delivered the most at every snapshot amount (200.00 USD, 1,000.00 USD, 5,000.00 USD).
  • At 200.00 USD, true cost ranged from 0.40% (Remitly) to 7.62% (OFX); the recipient would get 73.36 BRL less with the last quote than with the first.
  • 1 of 7 quotes at 1,000.00 USD charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
True cost as a share of 1,000 USD, USD → BRL, by provider (lower is better). Retrieved 16 Oct 2026, 17:02 UTC. Remitly 0.27% Instarem 0.78% Wise 1.55% Western Union 2.71% Xoom 3.42% PayPal 5.63% OFX 5.72% grey = upfront fee · red = exchange-rate markup · share of 1,000 USD
True cost as a share of 1,000 USD, USD → BRL, by provider (lower is better). Retrieved 16 Oct 2026, 17:02 UTC.

How does the quoted mid-market rate compare with the ECB reference?

The European Central Bank reference rate for USD/BRL on 16 October 2026 was 5.0828. The mid-market rate implied by the top quote at its collection time was 5.0802, a difference of −0.05%. ECB rates are published once per working day around 16:00 CET, so they drift from live market rates during the day; RateRunner uses them only as a cross-check, never to rank providers.

Every quote for 200 USD → BRL

Retrieved 16 Oct 2026, 17:02 UTC. Sorted by what the recipient gets.
ProviderUpfront feeRate markupTrue costCost %Recipient getsvs best
1. Remitlyservice 0.00 USD 0.40% 0.80 USD 0.40% 1,011.99 BRL best
2. Instaremservice 0.00 USD 0.78% 1.55 USD 0.78% 1,008.17 BRL −3.82 BRL
3. Western Unionservice 1.99 USD 2.51% 6.97 USD 3.48% 980.65 BRL −31.34 BRL
4. Wiseservice 8.57 USD 0.00% 8.57 USD 4.29% 972.13 BRL −39.86 BRL
5. Xoomservice 4.99 USD 3.38% 11.59 USD 5.79% 957.19 BRL −54.80 BRL
6. PayPalservice 4.99 USD 5.16% 15.05 USD 7.53% 939.57 BRL −72.42 BRL
7. OFXservice 5.00 USD 5.25% 15.24 USD 7.62% 938.63 BRL −73.36 BRL

Every quote for 5,000 USD → BRL

Retrieved 16 Oct 2026, 17:02 UTC. Sorted by what the recipient gets.
ProviderUpfront feeRate markupTrue costCost %Recipient getsvs best
1. Remitlyservice 0.00 USD 0.27% 13.51 USD 0.27% 25,332.61 BRL best
2. Instaremservice 0.00 USD 0.71% 35.72 USD 0.71% 25,219.78 BRL −112.83 BRL
3. Wiseservice 49.97 USD 0.00% 49.97 USD 1.00% 25,137.49 BRL −195.12 BRL
4. Western Unionservice 1.99 USD 2.12% 107.77 USD 2.16% 24,853.73 BRL −478.88 BRL
5. Xoomservice 4.99 USD 2.45% 127.60 USD 2.55% 24,753.01 BRL −579.60 BRL
6. OFXservice 0.00 USD 4.32% 216.05 USD 4.32% 24,303.69 BRL −1,028.92 BRL
7. PayPalservice 4.99 USD 5.16% 262.79 USD 5.26% 24,066.22 BRL −1,266.39 BRL

Read next

Questions people ask

Which provider gave the most for 1,000 USD sent to Brazil?
Remitly, with 5,066.52 BRL delivered, in the snapshot retrieved 16 Oct 2026, 17:02 UTC. Its upfront fee was 0.00 USD and its rate markup 0.27%.
How much of the cost of sending USD to BRL is hidden in the exchange rate?
For the 7 quotes on 1,000 USD, rate markups ranged from 0.00% to 5.25% of the amount converted. 1 quote charged no upfront fee but still had a markup above 0.5%.
How current are these USD to BRL quotes?
RateRunner retrieved them on 16 Oct 2026, 17:02 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.

Related corridors

Sources