Corridor USD → AUD · US dollar to Australian dollar
What does it cost to send US dollars to Australia?
On 16 October 2026, the most a recipient in Australia got for 1,000 USD was 1,435.54 AUD via Remitly: a true cost of 2.88 USD (0.29%) including fee and rate markup. The last of 7 quotes cost 4.92%.
Transfer cost receipt · USD → AUD
Most to the recipient: Remitly transfer service
- You send
- 1,000.00 USD
- Upfront fee
- 0.00 USD
- Amount converted
- 1,000.00 USD
- Rate given
- 1.4355
- Mid-market when quoted
- 1.4397
- Exchange-rate markup inside the rate
- 2.88 USD 0.29%
- True total cost
- 2.88 USD 0.29%
- Recipient gets
- 1,435.54 AUD
Picking the last quote in this ledger (PayPal) instead would leave the recipient 66.63 AUD short.
Snapshot indicative quotes retrieved 16 Oct 2026, 17:03 UTC. Quote collected 16 Oct 2026, 16:44 UTC. Source: Wise public comparison data.
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Every quote for 1,000 USD → AUD
Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 0.00 USD | 0.29% | 2.88 USD | 0.29% | 1,435.54 AUD | best |
| 2. Instaremservice | 0.00 USD | 0.66% | 6.56 USD | 0.66% | 1,430.23 AUD | −5.31 AUD |
| 3. Wiseservice | 9.93 USD | 0.00% | 9.93 USD | 0.99% | 1,425.90 AUD | −9.64 AUD |
| 4. Western Unionservice | 0.99 USD | 1.93% | 20.23 USD | 2.02% | 1,410.55 AUD | −24.99 AUD |
| 5. OFXservice | 5.00 USD | 1.73% | 22.18 USD | 2.22% | 1,407.75 AUD | −27.79 AUD |
| 6. Xoomservice | 0.00 USD | 2.47% | 24.71 USD | 2.47% | 1,404.11 AUD | −31.43 AUD |
| 7. PayPalservice | 4.99 USD | 4.44% | 49.16 USD | 4.92% | 1,368.91 AUD | −66.63 AUD |
| Set aside, not ranked (2): see methodology | ||||||
| Wells Fargocollected 73 h before retrieval | 0.00 USD | 3.09% | — | — | 1,395.20 AUD | — |
| Chase (US)collected 70 h before retrieval | 5.00 USD | 2.90% | — | — | 1,390.92 AUD | — |
Does the cheapest option change with the amount?
| You send | Most to recipient | Best cost | Worst cost | Recipient gets (best) | Gap best vs worst | Quotes |
|---|---|---|---|---|---|---|
| 200 USD | Remitly | 0.29% | 6.97% | 287.21 AUD | 19.25 AUD | 7 |
| 1,000 USD | Remitly | 0.29% | 4.92% | 1,435.54 AUD | 66.63 AUD | 7 |
| 5,000 USD | Remitly | 0.29% | 4.53% | 7,180.28 AUD | 305.81 AUD | 7 |
What the USD → AUD numbers show
- Remitly delivered the most at every snapshot amount (200.00 USD, 1,000.00 USD, 5,000.00 USD).
- At 200.00 USD, true cost ranged from 0.29% (Remitly) to 6.97% (Xoom); the recipient would get 19.25 AUD less with the last quote than with the first.
- 2 of 7 quotes at 1,000.00 USD charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
How does the quoted mid-market rate compare with the ECB reference?
The European Central Bank reference rate for USD/AUD on 16 October 2026 was 1.4370. The mid-market rate implied by the top quote at its collection time was 1.4397, a difference of 0.19%. ECB rates are published once per working day around 16:00 CET, so they drift from live market rates during the day; RateRunner uses them only as a cross-check, never to rank providers.
Every quote for 200 USD → AUD
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 0.00 USD | 0.29% | 0.58 USD | 0.29% | 287.21 AUD | best |
| 2. Instaremservice | 0.00 USD | 0.66% | 1.31 USD | 0.66% | 286.15 AUD | −1.06 AUD |
| 3. Western Unionservice | 0.99 USD | 1.93% | 4.82 USD | 2.41% | 281.09 AUD | −6.12 AUD |
| 4. Wiseservice | 7.70 USD | 0.00% | 7.70 USD | 3.85% | 276.99 AUD | −10.22 AUD |
| 5. OFXservice | 5.00 USD | 1.73% | 8.37 USD | 4.18% | 275.99 AUD | −11.22 AUD |
| 6. PayPalservice | 4.99 USD | 4.44% | 13.65 USD | 6.82% | 268.39 AUD | −18.82 AUD |
| 7. Xoomservice | 4.99 USD | 4.59% | 13.94 USD | 6.97% | 267.96 AUD | −19.25 AUD |
| Set aside, not ranked (2): see methodology | ||||||
| Wells Fargocollected 73 h before retrieval | 0.00 USD | 3.09% | — | — | 279.14 AUD | — |
| Chase (US)collected 70 h before retrieval | 5.00 USD | 2.90% | — | — | 272.69 AUD | — |
Every quote for 5,000 USD → AUD
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Remitlyservice | 0.00 USD | 0.29% | 14.39 USD | 0.29% | 7,180.28 AUD | best |
| 2. Wiseservice | 21.11 USD | 0.00% | 21.11 USD | 0.42% | 7,171.59 AUD | −8.69 AUD |
| 3. Instaremservice | 0.00 USD | 0.59% | 29.68 USD | 0.59% | 7,158.25 AUD | −22.03 AUD |
| 4. OFXservice | 0.00 USD | 0.77% | 38.72 USD | 0.77% | 7,145.24 AUD | −35.04 AUD |
| 5. Xoomservice | 0.00 USD | 1.12% | 56.16 USD | 1.12% | 7,120.11 AUD | −60.17 AUD |
| 6. Western Unionservice | 0.99 USD | 1.93% | 97.27 USD | 1.95% | 7,060.91 AUD | −119.37 AUD |
| 7. PayPalservice | 4.99 USD | 4.44% | 226.72 USD | 4.53% | 6,874.47 AUD | −305.81 AUD |
| Set aside, not ranked (2): see methodology | ||||||
| Chase (US)collected 70 h before retrieval | 0.00 USD | 2.44% | — | — | 7,025.28 AUD | — |
| Wells Fargocollected 73 h before retrieval | 0.00 USD | 3.08% | — | — | 6,979.51 AUD | — |
Read next
Questions people ask
- Which provider gave the most for 1,000 USD sent to Australia?
- Remitly, with 1,435.54 AUD delivered, in the snapshot retrieved 16 Oct 2026, 17:03 UTC. Its upfront fee was 0.00 USD and its rate markup 0.29%.
- How much of the cost of sending USD to AUD is hidden in the exchange rate?
- For the 7 quotes on 1,000 USD, rate markups ranged from 0.00% to 4.44% of the amount converted. 2 quotes charged no upfront fee but still had a markup above 0.5%.
- How current are these USD to AUD quotes?
- RateRunner retrieved them on 16 Oct 2026, 17:03 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.
Related corridors
Sources
- Indicative provider quotes: Wise public comparison data (retrieved 16 Oct 2026, 17:03 UTC). Wise collects quotes from listed banks and services and is itself listed.
- Reference rate: European Central Bank euro reference rates via Frankfurter (16 October 2026).
- Raw data for this page: usd-to-aud.json