Corridor EUR → GBP · Euro to British pound
What does it cost to send euros to United Kingdom?
On 16 October 2026, the most a recipient in United Kingdom got for 1,000 EUR was 837.80 GBP via Wise: a true cost of 5.76 EUR (0.58%) including fee and rate markup. The last of 18 quotes cost 9.97%.
Transfer cost receipt · EUR → GBP
Most to the recipient: Wise transfer service
- You send
- 1,000.00 EUR
- Upfront fee
- −5.76 EUR
- Amount converted
- 994.24 EUR
- Rate given
- 0.842650
- Mid-market when quoted
- 0.842650
- Exchange-rate markup inside the rate
- 0.00 EUR 0.00%
- True total cost
- 5.76 EUR 0.58%
- Recipient gets
- 837.80 GBP
Picking the last quote in this ledger (La Banque Postale) instead would leave the recipient 79.41 GBP short.
Snapshot indicative quotes retrieved 16 Oct 2026, 17:03 UTC. Quote collected 16 Oct 2026, 17:03 UTC; provider delivery estimate under a minute. Source: Wise public comparison data.
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Every quote for 1,000 EUR → GBP
Sorted by what the recipient gets. “True cost” adds the upfront fee to the money lost in the exchange rate versus the mid-market rate at the time each quote was collected.
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Wiseservice | 5.76 EUR | 0.00% | 5.76 EUR | 0.58% | 837.80 GBP | best |
| 2. Instaremservice | 0.00 EUR | 0.61% | 6.11 EUR | 0.61% | 837.20 GBP | −0.60 GBP |
| 3. Remitlyservice | 1.99 EUR | 0.72% | 9.16 EUR | 0.92% | 834.64 GBP | −3.16 GBP |
| 4. ABN AMRO Bankbank | 13.00 EUR | 0.94% | 22.26 EUR | 2.23% | 823.60 GBP | −14.20 GBP |
| 5. Rabobankbank | 16.00 EUR | 0.70% | 22.87 EUR | 2.29% | 823.09 GBP | −14.71 GBP |
| 6. Commerzbankbank | 15.00 EUR | 0.91% | 23.92 EUR | 2.39% | 822.20 GBP | −15.60 GBP |
| 7. OFXservice | 10.00 EUR | 1.75% | 27.33 EUR | 2.73% | 819.33 GBP | −18.47 GBP |
| 8. Monesebank | 30.00 EUR | 0.03% | 30.29 EUR | 3.03% | 816.84 GBP | −20.96 GBP |
| 9. UniCreditbank | 18.61 EUR | 1.21% | 30.53 EUR | 3.05% | 816.64 GBP | −21.16 GBP |
| 10. Western Unionservice | 3.99 EUR | 2.84% | 32.27 EUR | 3.23% | 815.17 GBP | −22.63 GBP |
| 11. Deutsche Bankbank | 36.55 EUR | 0.33% | 39.69 EUR | 3.97% | 808.91 GBP | −28.89 GBP |
| 12. PayPalservice | 1.99 EUR | 3.85% | 40.39 EUR | 4.04% | 808.33 GBP | −29.47 GBP |
| 13. Skrillservice | 0.00 EUR | 4.78% | 47.77 EUR | 4.78% | 802.11 GBP | −35.69 GBP |
| 14. LaCaixabank | 27.00 EUR | 2.32% | 49.60 EUR | 4.96% | 800.57 GBP | −37.23 GBP |
| 15. Sabadellbank | 22.00 EUR | 3.00% | 51.34 EUR | 5.13% | 799.10 GBP | −38.70 GBP |
| 16. Sparkassebank | 50.00 EUR | 0.21% | 51.97 EUR | 5.20% | 798.57 GBP | −39.23 GBP |
| 17. Xoomservice | 1.99 EUR | 7.22% | 74.00 EUR | 7.40% | 780.02 GBP | −57.78 GBP |
| 18. La Banque Postalebank 1d old | 37.90 EUR | 6.42% | 99.68 EUR | 9.97% | 758.39 GBP | −79.41 GBP |
| Set aside, not ranked (6): see methodology | ||||||
| BBVAcollected 69 h before retrieval | 6.00 EUR | −2.15% | — | — | 855.28 GBP | — |
| BNP Paribascollected 167 h before retrieval | 0.00 EUR | 1.13% | — | — | 832.84 GBP | — |
| WorldRemitcollected 71 h before retrieval | 0.99 EUR | 1.50% | — | — | 828.92 GBP | — |
| Banco Santander EScollected 73 h before retrieval | 0.00 EUR | 1.67% | — | — | 828.29 GBP | — |
| Moneygramcollected 76 h before retrieval | 5.99 EUR | 2.02% | — | — | 820.40 GBP | — |
| ING Germanycollected 73 h before retrieval | 32.00 EUR | 0.99% | — | — | 807.29 GBP | — |
Does the cheapest option change with the amount?
| You send | Most to recipient | Best cost | Worst cost | Recipient gets (best) | Gap best vs worst | Quotes |
|---|---|---|---|---|---|---|
| 200 EUR | Instarem | 0.68% | 24.15% | 167.32 GBP | 39.54 GBP | 18 |
| 1,000 EUR | Wise | 0.58% | 9.97% | 837.80 GBP | 79.41 GBP | 18 |
| 5,000 EUR | Wise | 0.50% | 7.13% | 4,192.30 GBP | 280.86 GBP | 17 |
What the EUR → GBP numbers show
- The provider that delivers the most changes with the amount: Instarem at 200.00 EUR, Wise at 1,000.00 EUR, Wise at 5,000.00 EUR. Fixed fees weigh heavily on small transfers; rate margins dominate large ones.
- At 200.00 EUR, true cost ranged from 0.68% (Instarem) to 24.15% (La Banque Postale); the recipient would get 39.54 GBP less with the last quote than with the first.
- Banks listed for this corridor averaged 4.22% in true cost at 1,000.00 EUR, against 3.03% for non-bank transfer services; on average 33% of the banks' cost sat inside the exchange rate rather than in a stated fee.
- 2 of 18 quotes at 1,000.00 EUR charged no upfront fee but priced in a rate markup above 0.5%, so “no fee” did not mean free.
How does the quoted mid-market rate compare with the ECB reference?
The European Central Bank reference rate for EUR/GBP on 16 October 2026 was 0.843850. The mid-market rate implied by the top quote at its collection time was 0.842650, a difference of −0.14%. ECB rates are published once per working day around 16:00 CET, so they drift from live market rates during the day; RateRunner uses them only as a cross-check, never to rank providers.
Every quote for 200 EUR → GBP
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Instaremservice | 0.00 EUR | 0.68% | 1.37 EUR | 0.68% | 167.32 GBP | best |
| 2. Wiseservice | 1.93 EUR | 0.00% | 1.93 EUR | 0.96% | 166.90 GBP | −0.42 GBP |
| 3. Remitlyservice | 1.99 EUR | 0.72% | 3.41 EUR | 1.71% | 165.60 GBP | −1.72 GBP |
| 4. Monesebank | 6.00 EUR | 0.03% | 6.06 EUR | 3.03% | 163.37 GBP | −3.95 GBP |
| 5. Western Unionservice | 2.99 EUR | 2.84% | 8.58 EUR | 4.29% | 161.24 GBP | −6.08 GBP |
| 6. Skrillservice | 0.00 EUR | 4.78% | 9.55 EUR | 4.78% | 160.42 GBP | −6.90 GBP |
| 7. PayPalservice | 1.99 EUR | 3.85% | 9.61 EUR | 4.80% | 160.38 GBP | −6.94 GBP |
| 8. OFXservice | 10.00 EUR | 1.75% | 13.33 EUR | 6.66% | 157.24 GBP | −10.08 GBP |
| 9. Commerzbankbank | 12.50 EUR | 0.91% | 14.20 EUR | 7.10% | 156.51 GBP | −10.81 GBP |
| 10. ABN AMRO Bankbank | 13.00 EUR | 0.94% | 14.75 EUR | 7.38% | 156.04 GBP | −11.28 GBP |
| 11. Rabobankbank | 16.00 EUR | 0.70% | 17.28 EUR | 8.64% | 153.91 GBP | −13.41 GBP |
| 12. Xoomservice | 1.99 EUR | 8.27% | 18.36 EUR | 9.18% | 153.00 GBP | −14.32 GBP |
| 13. UniCreditbank | 18.61 EUR | 1.21% | 20.81 EUR | 10.41% | 150.94 GBP | −16.38 GBP |
| 14. Sabadellbank | 22.00 EUR | 3.00% | 27.34 EUR | 13.67% | 145.44 GBP | −21.88 GBP |
| 15. LaCaixabank | 27.00 EUR | 2.32% | 31.02 EUR | 15.51% | 142.34 GBP | −24.98 GBP |
| 16. Deutsche Bankbank | 36.55 EUR | 0.33% | 37.08 EUR | 18.54% | 137.23 GBP | −30.09 GBP |
| 17. Sparkassebank | 42.50 EUR | 0.21% | 42.83 EUR | 21.41% | 132.39 GBP | −34.93 GBP |
| 18. La Banque Postalebank 1d old | 37.90 EUR | 6.42% | 48.31 EUR | 24.15% | 127.78 GBP | −39.54 GBP |
| Set aside, not ranked (6): see methodology | ||||||
| BBVAcollected 69 h before retrieval | 6.00 EUR | −2.15% | — | — | 166.93 GBP | — |
| BNP Paribascollected 167 h before retrieval | 0.00 EUR | 1.13% | — | — | 166.57 GBP | — |
| Banco Santander EScollected 73 h before retrieval | 0.00 EUR | 1.67% | — | — | 165.66 GBP | — |
| WorldRemitcollected 71 h before retrieval | 0.99 EUR | 1.50% | — | — | 165.13 GBP | — |
| Moneygramcollected 76 h before retrieval | 1.99 EUR | 2.02% | — | — | 163.43 GBP | — |
| ING Germanycollected 73 h before retrieval | 22.00 EUR | 0.99% | — | — | 148.45 GBP | — |
Every quote for 5,000 EUR → GBP
| Provider | Upfront fee | Rate markup | True cost | Cost % | Recipient gets | vs best |
|---|---|---|---|---|---|---|
| 1. Wiseservice | 24.86 EUR | 0.00% | 24.86 EUR | 0.50% | 4,192.30 GBP | best |
| 2. Instaremservice | 0.00 EUR | 0.54% | 27.00 EUR | 0.54% | 4,189.00 GBP | −3.30 GBP |
| 3. Remitlyservice | 1.99 EUR | 0.72% | 37.87 EUR | 0.76% | 4,179.85 GBP | −12.45 GBP |
| 4. OFXservice | 0.00 EUR | 0.88% | 44.21 EUR | 0.88% | 4,174.51 GBP | −17.79 GBP |
| 5. Rabobankbank | 16.00 EUR | 0.70% | 50.79 EUR | 1.02% | 4,168.97 GBP | −23.33 GBP |
| 6. Deutsche Bankbank | 36.55 EUR | 0.33% | 52.75 EUR | 1.05% | 4,167.32 GBP | −24.98 GBP |
| 7. ABN AMRO Bankbank | 13.00 EUR | 0.94% | 59.79 EUR | 1.20% | 4,161.39 GBP | −30.91 GBP |
| 8. Commerzbankbank | 15.00 EUR | 0.91% | 60.13 EUR | 1.20% | 4,161.10 GBP | −31.20 GBP |
| 9. UniCreditbank | 18.61 EUR | 1.21% | 79.10 EUR | 1.58% | 4,145.12 GBP | −47.18 GBP |
| 10. Western Unionservice | 4.99 EUR | 1.54% | 81.77 EUR | 1.64% | 4,142.87 GBP | −49.43 GBP |
| 11. LaCaixabank | 35.00 EUR | 2.32% | 150.31 EUR | 3.01% | 4,085.14 GBP | −107.16 GBP |
| 12. Monesebank | 150.00 EUR | 0.03% | 151.44 EUR | 3.03% | 4,084.19 GBP | −108.11 GBP |
| 13. Sabadellbank | 37.50 EUR | 3.00% | 186.38 EUR | 3.73% | 4,054.76 GBP | −137.54 GBP |
| 14. PayPalservice | 1.99 EUR | 3.85% | 194.28 EUR | 3.89% | 4,048.10 GBP | −144.20 GBP |
| 15. Skrillservice | 0.00 EUR | 4.78% | 238.83 EUR | 4.78% | 4,010.57 GBP | −181.73 GBP |
| 16. Xoomservice | 0.00 EUR | 6.37% | 318.73 EUR | 6.37% | 3,943.26 GBP | −249.04 GBP |
| 17. La Banque Postalebank 1d old | 37.90 EUR | 6.42% | 356.51 EUR | 7.13% | 3,911.44 GBP | −280.86 GBP |
| Set aside, not ranked (5): see methodology | ||||||
| BBVAcollected 69 h before retrieval | 6.00 EUR | −2.15% | — | — | 4,297.06 GBP | — |
| BNP Paribascollected 167 h before retrieval | 0.00 EUR | 1.13% | — | — | 4,164.21 GBP | — |
| WorldRemitcollected 71 h before retrieval | 0.99 EUR | 1.50% | — | — | 4,147.87 GBP | — |
| Banco Santander EScollected 73 h before retrieval | 0.00 EUR | 1.67% | — | — | 4,141.46 GBP | — |
| Moneygramcollected 76 h before retrieval | 9.99 EUR | 2.02% | — | — | 4,118.50 GBP | — |
What to check before paying out in United Kingdom
Pounds paid out locally in the UK usually arrive over Faster Payments using a sort code and account number. A provider with a UK payout account avoids the SWIFT charges a recipient bank may deduct from an incoming international wire. Source: Pay.UK: Faster Payment System.
Read next
- SWIFT wire or local payout: which costs less to receive?
- What do banks really charge for an international transfer?
- What is the mid-market rate and where can you check it?
- How do exchange-rate markups work, and how big are they?
- Check the hidden markup on a rate you were offered
- How RateRunner calculates true cost
Questions people ask
- Which provider gave the most for 1,000 EUR sent to United Kingdom?
- Wise, with 837.80 GBP delivered, in the snapshot retrieved 16 Oct 2026, 17:03 UTC. Its upfront fee was 5.76 EUR and its rate markup 0.00%.
- How much of the cost of sending EUR to GBP is hidden in the exchange rate?
- For the 18 quotes on 1,000 EUR, rate markups ranged from 0.00% to 7.22% of the amount converted. 2 quotes charged no upfront fee but still had a markup above 0.5%.
- How current are these EUR to GBP quotes?
- RateRunner retrieved them on 16 Oct 2026, 17:03 UTC. Each provider quote also carries its own collection time, shown in the tables, and quotes older than 24 hours are flagged. They are indicative; the price you are offered at checkout can differ.
Related corridors
Sources
- Indicative provider quotes: Wise public comparison data (retrieved 16 Oct 2026, 17:03 UTC). Wise collects quotes from listed banks and services and is itself listed.
- Reference rate: European Central Bank euro reference rates via Frankfurter (16 October 2026).
- Raw data for this page: eur-to-gbp.json